Home Mover Mortgages

Thinking about moving and feeling a bit lost with finding the right mortgage? You’re not alone! With so many options and details like setting aside equity for additional fees, it can definitely feel overwhelming. Our goal is to make everything straightforward and stress-free for you.
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How can The Mortgage Move help you move home?

 

Moving home can be a bit overwhelming, especially if it’s your first time. We’re here to simplify the process and take the stress out of securing a mortgage. Our goal is to make your home move as smooth as possible by handling the tricky parts for you.

We’ll help you understand how much you can borrow, estimate your monthly payments, and manage your agreement in principle. From start to finish, we’ll be by your side to ensure you get the best mortgage deal tailored to your needs.

And when it comes to the big moments—like getting your mortgage offer, completing the process, and finally holding those new keys—we’ll be there to celebrate with you!

Useful Information

What is a home mover mortgage?

Home mover mortgages are similar to standard home mortgages, but are tailored for people who already own a home or have owned one before. Whether you’re looking to move your existing mortgage and rate to a new property (known as porting), or start fresh with a new lender, we’ve got you covered. Leave the hard work to us—we’ll find the best solution for you!

How much can a home mover borrow?

Each lender has its own way of figuring out how much you can borrow. As a general guideline, you can usually borrow around 4.5 times your income, whether it’s just your own or combined with someone else if you’re buying together. They’ll also take into account things like your credit commitments and big expenses. And the good news is, for some professions lender may increase your borrowing limit.

When should a home mover speak to a broker?

Moving to a new home can feel a bit overwhelming, but getting organized early can really help. We suggest having a chat with us as soon as you start thinking about moving. We can walk you through the costs of selling and buying, as well as your options for your next purchase. This way, you’ll be able to plan ahead without the stress of rushing through everything.

What costs are involved with moving?

Moving home involves a range of costs that can quickly add up. From solicitor fees and estate agent charges to broker fees, lender costs, removal expenses, and stamp duty, there’s a lot to consider. We’re here to help you understand what to budget for, so you’re fully prepared before making your move.

Making the mortgage journey simpler and more transparent

When you’re buying a property, you’ve got enough to think about without feeling pressured or uncertain. At The Mortgage Move, we’re here for more than just the paperwork. We’ll walk you through everything you need to know, and you can count on us to be available whenever you have questions. Let’s make your home-buying journey smooth and stress-free, together.

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Your home may be repossessed if you do not keep up repayments on your mortgage