First Time Buyer Mortgages
At The Mortgage Move, we’re here to take the stress out of buying your first home.
We understand that you’ve probably done some research already and noticed there are countless options when it comes to first-time buyer mortgages. From varying interest rates and lender fees to different types of surveys, there’s a lot to consider. But don’t let the overwhelming amount of information online hold you back.
Our mission is to make the process simple and clear for you—from the moment your offer is accepted until you get your keys… and beyond.
How can The Mortgage Move help First Time Buyers?
We’re here to make your dream of owning a home a reality, especially if you’re a first-time buyer. We know how thrilling—and sometimes overwhelming—buying your first home can be because we’ve been there too. Our goal is to provide friendly, down-to-earth guidance to help make your home-buying journey as smooth and stress-free as possible—dare we say, even enjoyable!
We’ll help you figure out how much you can borrow, what your monthly payments might be, and handle your agreement in principle. We’ll be with you every step of the way, ensuring you get the best mortgage deal that fits your needs.
And when it comes to the big moments—like getting your mortgage offer, completing the process, and finally holding those new keys—we’ll be there to celebrate with you!
Useful Information
What is a first time buyer mortgage?
A first-time buyer mortgage is for anyone who’s never owned a home before. If you’re looking to buy your first place and get on the property ladder, you’ll be considered a First-Time Buyer.
Some lenders even count people who haven’t owned a home for a few years as First-Time Buyers. But generally, it just means you’ve never owned a property before.
What can you borrow as a first time buyer?
How much deposit does a first time buyer need?
When should a first time buyer speak to a broker?
In our opinion it is never too early to speak to us. If you know that property ownership is your goal, then reach out whenever. We can help you understand what size deposit you need to save, or ways to improve your credit report. It’s good to have an understanding of all costs involved and the process ahead of starting to view properties. But if you are actively viewing it’s time to get your agreement in principle ready for when you find your dream property and want to make an offer.
Making the mortgage journey simpler and more transparent
When you’re buying a property, you’ve got enough to think about without feeling pressured or uncertain. At The Mortgage Move, we’re here for more than just the paperwork. We’ll walk you through everything you need to know, and you can count on us to be available whenever you have questions. Let’s make your home-buying journey smooth and stress-free, together.
Your home may be repossessed if you do not keep up repayments on your mortgage